Rev. David Holwick  Q                                
First Baptist Church                         
Ledgewood, New Jersey                               
May 28, 2000                                       
                                                        Malachi 3:8-12

                          DON'T RIP OFF GOD
                          =================


  I. Whom do you owe?
      A. Sometimes it seems like we owe everyone.
          1) This is month we are cleared of debt to government.
          2) Five more weeks to pay off God, too?
                 Questions I have been asked many times:
              a) Do I have to tithe before taxes or after?
              b) Do I tithe gifts or just income?
              c) A note I received this week from a member:
                   (they did even know I was preaching this text!)

                 "If I give a certain amount of money to the church
                  but it's not 10%, but if I also support a poor
                  person, and that makes it over 10%, do you think
                  that is OK with God?  Even if the poor person is
                  family?"

          3) Churches have a reputation for always asking for money.
              a) Main trigger for Protestant Reformation - abuses in
                    raising money to build St. Peter's in Rome.
              b) Some think churches have abused the issue ever since.

      B. Money is a deeply spiritual matter.
          1) Many people gripe about the topic, but giving is taught
                throughout the Bible.
          2) Our attitude toward it reveals our spirituality.

 II. Tithing has been around a while.

      A. Affirmed throughout Bible.
          1) Predates Moses in Old Testament.
              a) Abraham gave tithe to Melchizedek.          Gen 14:17-20
              b) Jacob promised to tithe at Bethel.          Gen 28:22
          2) Commanded by Moses.                             Deut 14:22
          3) Assumed by Jesus.                               Matt 23:23

      B. Who received the tithes.
          1) Levites.       Num 18:21ff.
              a) Made up for their lack of income and inheritance. 
              b) Only cereal and fruit tithe is mentioned.      Num 18:27
              c) They were to use it to support themselves and Temple.
                  1> This is meaning of "storehouse" in Mal 3:10.
          2) Priests.       Heb 7:5
              a) The Levites gave them a tithe of their tithe.
              b) Priests got offerings of left-over sacrifices.
          3) Poor people.        Deut 14:29
              a) Just as religious as giving it to church.
              b) Shows God's concern for the down-and-out.

      C. Multiple tithes?
          1) Some believe tithes built up 10%, 20%, 30% over three years.
              a) Armstrong's Worldwide Church of God used to practice
                    this.  [explained to me by man by me on airplane.]
              b) The third year is celebrated with an elaborate feast.
          2) Double tithe combines priests and Levites.
          3) Single tithe, with differences reflecting different periods.

      D. The tithe was not to be neglected.
          1) Tithing is a privilege more than a debt.
              a) We give God credit for the blessings he bestows.
              b) Yet Malachi says a short tithe rips off God.     Mal 3:8
          2) Results of stiffing God.
              a) God withholds material blessing.     Mal 3:10  (implied)
              b) God withholds spiritual blessing.    Mal 3:12  (implied)

III. Does the tithe apply to Christians?
      A. Surprisingly, no, it does not.
          1) The tithe is part of the Law, and we are not under Law.
              a) Christians are under grace instead.
              b) Even Jesus' instruction in Matthew 23 is directed to
                    those living under the Jewish system.
              c) Requiring tithing is just as wrong as requiring animal
                    sacrifice.
          2) Legalism still has a strong attraction for Christians.
              a) It works - strict tithers give more.
              b) Falwell and Adventists - tithe taken right out of
                    paychecks of workers.                            #820

      B. The New Testament principle is grace-giving.
          1) Paul gives these principles (and doesn't mention tithing):
              a) Systematic.
                  1> They stored up money each week.        1 Cor 16:2
              b) Proportional.
                  1> Those with more should give more.      2 Cor 8:14-15
              c) Generous.
                  1> Sow generously and reap generously.    2 Cor 9:6
          2) The motivation matters.
              a) Tithing can imply a "debt" relationship with God.
                  1> If I don't pay up, God will get me.
                      A> Malachi says as much.
                  2> Christians should put a positive spin on giving.
              b) It can lead to an unbalanced perspective.     Matt 23:23
                  1> Religious leaders in Jesus' day were meticulous
                        about tithing, and proud of it.
                  2> Jesus says they failed in the more important
                        matters of life - justice and mercy.
                  3> Modern example:

                Larry Cottam, a former Seventh-Day Adventist preacher,
                   let his son starve to death rather than go on welfare.
                He had money in the bank but would not use it because
                   it was God's tithe.                               #679

              c) Grace-giving stresses the joy of giving.
                  1> It is our way of saying "thank you" to God.
                  2> We acknowledge that he will always out-give us.
                  3> Even the tithe focuses on celebration.
                      A> Meal of Deuteronomy 12:5, 14:23.
                          1: Giving should be joyful, not tedious.
                      B> Apostle Paul in 2 Cor 9:7 - give cheerfully.
          3) Ultimate goal of grace-giving is not 10% but 100%.
              a) Widow's mite - 100%.
              b) Example of apostles leaving everything for Jesus.
              c) Tithing would be baby level.

 IV. The tithe can be considered a benchmark.
      A. Note that most "tithers" give more than "grace-givers."
          1) Grace-giving and throwing $10 in the plate are not
                the same thing.
          2) The average American Christian gives something like 2%.

        Researchers John and Sylvia Ronsvalle (Lilly Foundation)
           examined giving habits from 1968 to 1985.
        Available after-tax income (and inflation) increased 31%.
        The percentage of income given per member to the churches
           studied (31 Protestant denominations, with 30 million members)
                actually decreased 8.5 percent.

        Sylvia says, "What we found essentially is that people are
           placing a higher value on their lifestyles than their church."
        They have more money, but are spending more on themselves and
           less on the work of God.                                  #387

        Americans spend more each year on dog food than on church
           contributions.
        Is church costing too much?
        Greg Harper had a daughter born on June 2, 1940, and spent
           money to clothe, feed, educate and marry her.
        Five months later she died and has not cost him a penny since
           the day he walked away from her grave.
        As long as the church is alive she will cost money, and the
           more alive a church is, the more money she will cost.
        Only a dead church, like a dead child, is no longer expensive!
                                                                    #1757

      B. Tradition of this church.
          1) Baptists pride selves on being self-sustaining.
              a) No raffles, Christmas tree sales, etc.
          2) We believe in principle of tithing.
              a) But most don't really do it.  It's too expensive!
              b) Those who do, carry the church.
              c) What if we had the generosity of the early church?

  V. First things first.
      A. Relationship with God comes first.
          1) Don't tithe to get good with God.
          2) Accept Jesus, you'll then want to do it.

      B. We need a concrete standard.
          1) Your level of giving shows where your heart lies.
          2) Compare your own tax form with the receipt Goldy Weller
                gives you each January.
          3) Is Jesus Christ REALLY a priority in your life?


==========================================================================
SOURCES FOR ILLUSTRATIONS USED IN THIS SERMON:

These articles were very helpful to me:  "Giving Under Grace," 
Parts 1 & 2, by Rev. Ray Charles Stedman; Bibliotheca Sacra, July 1960,
page 317 and October 1960, page 468; found in The Theological Journal
Library, Version 4, by Galaxie Software.

# 387   Biblical Evangelist, November 1988.  [only referencing entered]

# 679   "We Have God's Money Too!" by Floyd Brown, in "Mission Memo",
         March 1989.

# 820   Christianity Today, April 21, 1989, page 44.

#1757   "Is The Church Costing Too Much?" by Greg Harper in Pulpit Helps,
         February 1992.


These and 5,500 others are part of a database that can be downloaded,
absolutely free, at http://illust.holwick.com
==========================================================================


HOLWICK COLLECTION        Number: 1430
SOURCE: Succasunna Presbyterian Church
TITLE: Deciding What To Pledge
AUTHOR: Mickey Mc Donnell
DATE: 1191
ILLUSTRATION:

Layman finds at least five models of giving in the Bible.

1. Unity model.

      Ephesians 4:4-5 points to unity of God and the faith and
      concludes (somehow) the value of the list is one dollar.  In
      1950 dollars (when he first heard of this model) the pledge
      would be $5.26 a week.  Author admits there's not much of a
      theological basis for it.

2. Loaves and fishes model.

      After Jesus fed the multitudes, his disciples gathers up the
      leftovers so there would be no waste.  Likewise some Christians,
      after paying all their bills, gather up the leftovers and use
      this as their gift to God.  Our debtors would not be pleased
      with leftovers, and neither is the Lord.

3. Equality model.

      Assess each member of the church an equal pledge to cover the
      budget.  After the Babylonian exile [Exodus meant?], the land
      was divided equally, though not quite equally since Joseph got
      two portions.  Also, different and unequal talents give us
      different and unequal responsibilities.

4. Tithe model.

      The law of Moses is very explicit - one tenth.  The tithe was in
      terms of per cent, while the offering of thanks was in proportion
      to the richness of blessing.  Some feel 10% is too steep for
      modern Christians.  [Actually, it is low compared to the burden
      it placed on an agricultural subsistence economy.]  Make the
      percentage increase with time.

5. The Total model.

      The rich young ruler was told to give up all he had.  It would
      be a great challenge to follow it.  God places no limits on what
      he expects of us.  [1430]

________________________________________________________________

HOLWICK COLLECTION        Number: 3212
SOURCE: Discipleship Journal, #88
TITLE: Four Myths About Giving
AUTHOR: Scott Morton
DATE: 7-1-95

ILLUSTRATION:

What Scripture REALLY says about how much we give and to whom we give it.

Myth #1:  You must give 10 percent.
             Christians are not bound by the tithe, but we must give
                sacrificially.
             Give "of your living," not merely your surplus.

Myth #2:  You must give the first 10 percent to your local church.
             The Temple is not exactly equivalent to the local church.
             Churches should be supported, but we can also give to the
                poor, etc.

Myth #3:  If Christian leaders truly trusted God, they wouldn't "ask."
             George Mueller is the example for this, but his orphanage
                made its needs known through prayer meetings and
                   reports.
             Jesus and the disciples also made their needs known.

Myth #4:  Once you make a giving commitment, you can never stop.
             Keep your commitments, but also give proportionally.
             We are giving to God, not missionaries.
             God also wants us to give joyfully.

(Letter to editor in #90, page 12, disputes the neglect of tithing.  It
 is still a valid NT principle, and indeed a requirement, according to
 Ken Calhoun of Portland, Oregon.)
                                                                   #3212


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Copyright © Rev. W. David Holwick, 2000

First Baptist Church; Ledgewood, New Jersey

This document last modified July 26, 2000